Learm More | Enroll

Learm More | Enroll


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Merritt FCU members receive exclusive discounts and benefits from trusted partners. Start saving today.

U.S. Savings Bonds

For some, the future is a child's education, a down payment on a home, or even a secure retirement. Take action now to be prepared for anything that might happen today, tomorrow, or 30 years from now.

No matter what you need for tomorrow, there's no better time than the present to start saving.

Since the beginning of World War II, U.S. Savings Bonds have helped millions of Americans plan for the years ahead. Savings Bonds offer competitive market-based rates, complete safety, federal income tax deferral, and freedom from state and local income taxes. Plus, the interest earned on Bonds may be exempt from federal income taxes if the proceeds are used for qualified higher education costs. (Maximum income and other limitations apply; call the IRS for Publication 550 and Form 8815 for details.)

Featured Rates

New Auto Loan

2.20%APR
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  • Signature Loans

    7.00%APR
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    Holiday Loan Special

    as low as 5.00%APR
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    Life's constant changes demand that you have financial flexibility, and there's no easier way to get it than here at your personal loan company – Merritt Federal Credit Union.


    Save money with today's best personal loan rate, lower your payments to ease the strain on your monthly budget, simplify your life, handle emergencies with ease and gain flexibility with loans you can use for any expense – from vacations, to education, to special purchases

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    Why Choose Merritt FCU?

    Membership eligibility is open to SNET, AT&T, Lucent and NyNex employees and their families in Fairfield County. We encourage all of our members to take advantage of the many services that we make available to them.


    Not a member yet? Credit Union membership has its privileges. Here's how you can benefit from using Merritt Federal Employees Federal Credit Union.

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    Stay Safe From Fraud

    Our members expect more convenience, personalization, accessibility and ease of use via web, mobile, social and in-person. At Merritt FCU, we have expanded our fraud prevention resources to meet evolving member expectations.


    Today's trends require a new approach that anticipates, recognizes and services everyone's individual needs. Technology does not prevent human mistakes. You also need a consumer education solution that will help you make less mistakes. As your trusted advisor, we'll expand your understanding of how to stay safe from fraud.

    Get Good Advice & Safety Tips