Learm More | Enroll

Learm More | Enroll


Love My Credit Union Rewards

Merritt FCU members receive exclusive discounts and benefits from trusted partners. Start saving today.

Personal Loans & Credit Cards

Life's constant changes demand that you have financial flexibility, and there's no easier way to get it than here at your personal loan company – Merritt Federal Credit Union.

  • Save money with today's best personal loan rate that is low and competitive
  • Lower your payments to ease the strain on your monthly budget
  • Simplify your life by consolidating bills and having a single payment
  • Handle emergencies with ease with a personal finance loan like a line of credit
  • Gain flexibility with loans you can use for any expense – from vacations, to education, to special purchases
  • Competitive Rates

Computer Loans
Take advantage of our computer loan to purchase your first computer or upgrade an old one. You can also buy accompanying software and equipment including digital camera, camcorder, video game console and related accessories such as controllers.

Single Payment
Borrow now and pay later!! Single payment loans require no monthly payments, and the balance is due (including interest) in 6 months. This is a great way to anticipate large cash inflows (home sale, income tax refund, etc.) without waiting for the money.

VISA Credit Cards
If you're a student, a young couple, an individual re-establishing credit - or if you simply want the convenience of a credit card in your wallet - a Visa Traditional credit card is the ideal choice. Visa Traditional credit cards offer you the flexibility to make purchases, pay bills, or get cash worldwide. Plus you get the security that comes with every Visa credit card.

Apply online for your VISA Credit Card

Visa Traditional credit cards are accepted at millions of locations, so you can use them for almost everything you'd want, including:

  • Essentials like groceries and gas
  • Online books, music, and movies
  • Dining and entertainment
  • Travel reservations
  • Bill payments

To report a VISA Credit Card card as Lost or Stolen always call: 800.325.3678

To check transactions & balances go to the website www.ezcardinfo.com (Please use Internet Explorer)

To report a Visa Debit Card as Lost or Stolen during business hours call Merritt FCU:  203.210.7585

Out of business hours, weekends, and holidays call: 800.554.8969

Replacement cards will be issued by Merritt FCU on the next business day.

Featured Rates

New Auto Loan

2.50%APR
  • Learn More
  • 60 Month Certificate

    1.50%APY*
    Learn More

    Holiday Loan Special

    as low as 5.99%APR
    Learn More

    Apply Online

    Life's constant changes demand that you have financial flexibility, and there's no easier way to get it than here at your personal loan company – Merritt Federal Credit Union.


    Save money with today's best personal loan rate, lower your payments to ease the strain on your monthly budget, simplify your life, handle emergencies with ease and gain flexibility with loans you can use for any expense – from vacations, to education, to special purchases

    Get Started


    Why Choose Merritt FCU?

    Membership eligibility is open to SNET, AT&T, Lucent and NyNex employees and their families in Fairfield County. We encourage all of our members to take advantage of the many services that we make available to them.


    Not a member yet? Credit Union membership has its privileges. Here's how you can benefit from using Merritt Federal Employees Federal Credit Union.

    Get Started

    We Are On Facebook

    Merritt Federal Credit Union has created a Facebook page to better communicate news and events with our members. Please connect with us on Facebook.

    Connect Today!


    Stay Safe From Fraud

    Our members expect more convenience, personalization, accessibility and ease of use via web, mobile, social and in-person. At Merritt FCU, we have expanded our fraud prevention resources to meet evolving member expectations.


    Today's trends require a new approach that anticipates, recognizes and services everyone's individual needs. Technology does not prevent human mistakes. You also need a consumer education solution that will help you make less mistakes. As your trusted advisor, we'll expand your understanding of how to stay safe from fraud.

    Get Good Advice & Safety Tips