Personal Loans & Credit Cards

Life's constant changes demand that you have financial flexibility, and there's no easier way to get it than here at your personal loan company – Merritt Federal Credit Union.

  • Save money with today's best personal loan rate that is low and competitive
  • Lower your payments to ease the strain on your monthly budget
  • Simplify your life by consolidating bills and having a single payment
  • Handle emergencies with ease with a personal finance loan like a line of credit
  • Gain flexibility with loans you can use for any expense – from vacations, to education, to special purchases
  • Competitive Rates

Computer Loans
Take advantage of our computer loan to purchase your first computer or upgrade an old one. You can also buy accompanying software and equipment including digital camera, camcorder, video game console and related accessories such as controllers.

Single Payment
Borrow now and pay later!! Single payment loans require no monthly payments, and the balance is due (including interest) in 6 months. This is a great way to anticipate large cash inflows (home sale, income tax refund, etc.) without waiting for the money.

VISA Credit Cards
If you're a student, a young couple, an individual re-establishing credit - or if you simply want the convenience of a credit card in your wallet - a Visa Traditional credit card is the ideal choice. Visa Traditional credit cards offer you the flexibility to make purchases, pay bills, or get cash worldwide. Plus you get the security that comes with every Visa credit card.

Apply online for your VISA Credit Card

Visa Traditional credit cards are accepted at millions of locations, so you can use them for almost everything you'd want, including:

  • Essentials like groceries and gas
  • Online books, music, and movies
  • Dining and entertainment
  • Travel reservations
  • Bill payments

To report a VISA Credit Card card as Lost or Stolen always call: 800.325.3678

To check transactions & balances go to the website (Please use Internet Explorer)

To report a Visa Debit Card as Lost or Stolen during business hours call Merritt FCU:  203.210.7585

Out of business hours, weekends, and holidays call: 800.554.8969

Replacement cards will be issued by Merritt FCU on the next business day.